Vehicle ownership · Adjustable assumptions
Car Depreciation Calculator
Estimate how much value a car may retain after a chosen number of years and review the projected loss year by year.
Vehicle assumptions
Rates are editable assumptions, not a market appraisal. Your entries stay in this browser.
Estimated value
Value after selected years—
Total value lost—
Purchase value retained—
Average loss per year—
| Year | Starting value | Loss | Ending value |
|---|
How car depreciation is calculated
This calculator applies the first-year rate once, then applies the later annual rate to the remaining value each year. Because the percentage is applied to a declining balance, the money lost changes over time.
Ending value = Starting value × (1 − annual rate)
Actual resale or trade-in value can differ substantially because of make, model, mileage, condition, accident history, location, demand, incentives and economic conditions. Compare the estimate with current local listings and professional valuations before a financial decision.